Monday, November 23, 2009

A Word on Rationing

Here's a blog that thinks it has found proof that the House health care bill will end up rationing care. Here's the quote it cites:

"If the Secretary estimates for any fiscal year that the aggregate amounts available for payment of expenses of the high-risk pool will be less than the amount of the expenses, the Secretary shall make such adjustments as are necessary to eliminate such deficit including reducing benefits, increasing premiums or establishing wait lists. [emphasis added]"

Wow, so if the publicly run health insurance company can't collect enough in premiums to pay for its expenses, it will reduce benefits, increase premiums or establish wait lists. In other words, with the exception of wait lists, it will do exactly what every private insurance company does when dealing with the same problem. The horror.

No matter what system you have not everybody is going to get all the care that they need and you'll have to prioritize. You can do this by triaging people according to need and first come first serve or you can give the most and best care to those who have the most money. If prioritizing based on need is "rationing", than I would gladly have my health care rationed. The above quoted section, however, is not rationing. It's a way of handling costs that's pretty much identical to how private companies handle costs, yet you never hear anyone calling the HMO actuarial deliberations "death panels" do you?